THE OPTION TO COVER PRE-EXISTING CONDITIONS
The pre-existing condition exclusion in the policy can be waived if the plan is purchased within 72 hours of cruise deposit. 
The plan may be purchased after that time; however, the pre-existing condition exclusion would still be in the plan
and may apply in the event of a claim.
PRIMARY BAGGAGE COVERAGE
The plan pays first.  No need to file with your homeowners policy.
 HIGHER LIMIT FOR EMERGENCY EVACUATION, UP TO $50,000
     MISSED CONNECTION COVERAGE